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Payment Method

Payment Methods - Wmchanger

We understand that a smooth payment process is crucial for a great shopping experience. Here’s everything you need to know about the payment options, currencies, policies, security measures, and frequently asked questions when shopping on Wmchanger.

Accepted Payment Methods

We offer a range of convenient payment methods to cater to customers around the world:
  • Credit and Debit Cards: We accept major cards including Visa, Mastercard, American Express, and Maestro. Payments are processed instantly, and you’ll get an order confirmation right after successful payment.
  • Digital Wallets: Enjoy fast and secure payments with popular digital wallets such as PayPal, Apple Pay, Google Pay, and Samsung Pay. These options let you pay without entering your card details every time.
  • Bank Transfers: For those who prefer bank transfers, we support domestic transfers (like IMPS and UPI for customers in India) and international wire transfers. Please note that bank transfers may take 3–5 business days to be processed, and your order will be shipped once the payment is confirmed.
  • Cash on Delivery (COD): Available for orders within India with a minimum order value of ₹1,500. A small COD fee of ₹100 will be added to your total. You can pay in cash to the delivery person when your order arrives.

Supported Currencies

To make your shopping easier, we accept payments in the following currencies:
  • Indian Rupee (₹)
  • US Dollar ($)
  • Euro (€)
  • British Pound (£)
  • Canadian Dollar (C$)
  • Australian Dollar (A$)
  • Saudi Riyal (ر.س)
You can switch between currencies using the currency selector at the top of the website. All prices are shown in your chosen currency, and the exchange rate is updated in real-time. There are no hidden currency conversion fees at checkout.

Payment Policies

  • Order Hold: When you start the payment process, your order will be held for 30 minutes. If you don’t complete the payment within this time, the order will be canceled, and you’ll need to re-place it.
  • Refunds: If you return an item or cancel an order, the refund will be sent to your original payment method. For card payments, refunds usually take 5–7 business days to appear in your account. For bank transfers, it may take 7–10 business days.
  • Pre-Order Payments: For pre-order items, full payment is required at the time of ordering. If the release date is delayed by more than 14 days, you can choose to get a full refund or wait for the item.
  • Payment Failures: If your payment fails, we’ll send you an email with reasons and steps to fix it. You can try paying again using the same method or a different one by going to "My Orders" on your account.

Payment Security

Your payment security is our top priority. We use the latest technology to keep your information safe:
  • SSL Encryption: All payment pages are protected with 256-bit SSL encryption. This means your card details and personal information are scrambled and can’t be read by anyone else.
  • PCI DSS Compliance: We follow the Payment Card Industry Data Security Standard (PCI DSS), which is a set of rules to make sure card payments are secure.
  • No Storage of Card Details: We never store your full credit or debit card details on our servers. All card information is handled by our trusted payment partners, like Stripe and PayPal, who have strict security measures.
  • Fraud Checks: Our system checks each transaction for signs of fraud. If we find something unusual, we may contact you to verify the payment, to protect you from unauthorized charges.

Frequently Asked Questions

Q: Can I split the payment for one order using two different methods?
A: No, we only accept one payment method per order.
Q: Why was my credit card payment declined even though I have enough money?
A: This could be because your card has a limit on international transactions, your bank flagged the payment as unusual, or the card details you entered are wrong. Contact your bank to check, or try a different card.
Q: Do I have to pay extra fees for using an international payment method?
A: No, the price you see at checkout is the total you’ll pay. But your bank or card provider might charge an international transaction fee. Check with them for more details.
Q: How do I know if my payment was successful?
A: You’ll get an email confirming your order and payment right away. You can also check the status of your payment in "My Orders" on your account page.
Q: What if I get a refund but don’t see it in my account?
A: Refunds can take time to show up, depending on your bank. If it’s been longer than the stated time, contact our customer service at service@wmchanger.com with your order number and we’ll help.
If you have any other questions about payments, please email us at service@wmchanger.com. Our team is here to help you from Monday to Sunday, 9 AM to 9 PM (IST).
 

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